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If you or a member of your family have financial difficulties it can be a distressing time. You may face bankruptcy and the possibility of losing your income and home in order to repay your creditors. It can be tempting to put your head in the sand in the hope that problems will go away.
However, facing up to the situation and formulating a plan to resolve the issues is likely to result in the best outcome. Creditors and Trustees in Bankruptcy are more likely to respond well when they are satisfied that there is a genuine effort to seek to resolve matters and recognise responsibilities.
We can assist individuals who have personal and business debts and we also act for Insolvency Practitioners and Creditors. There are alternatives to bankruptcy and we can advise you on the ways in which you can avoid bankruptcy such as an Individual Voluntary Arrangement with your creditors. We are also experienced in advising the bankrupt's spouse or partner and in connection with the issues which arise when divorce and bankruptcy occur together.